Effective Date: January 1, 2025

Welcome to www.sgiq.ai (the “Website”). By accessing or using this Website, you agree to be bound by the terms and conditions outlined in this User Agreement (“Agreement”). If you do not agree to these terms, please do not use the Website.

1. Acceptance of Terms

By using the Website, you acknowledge that you have read, understood, and agree to be bound by this Agreement, as well as any additional terms and policies referenced herein.

2. Modifications to Agreement

SGIQ reserves the right to modify, update, or change this Agreement at any time without prior notice. Your continued use of the Website after any changes constitutes acceptance of the revised terms.

3. User Conduct

You agree not to:

• Violate any applicable laws or regulations.
• Engage in unauthorized access or hacking of the Website.
• Use the Website for any fraudulent or harmful activities.
• Post, upload, or distribute any unlawful, defamatory, or offensive content.

4. Intellectual Property Rights

All content on the Website, including text, graphics, logos, images, and software, is the property of SGIQ or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without express permission.

5. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using the Website, you consent to our data practices as described in the Privacy Policy.

6. Third-Party Links

The Website may contain links to third-party websites. SGIQ is not responsible for the content, policies, or practices of any third-party sites and encourages users to review their terms and policies before interacting with them.

7. Disclaimers and Limitation of Liability

The Website is provided on an “as-is” and “as-available” basis without warranties of any kind. SGIQ disclaims all warranties, express or implied, including but not limited to accuracy, reliability, and fitness for a particular purpose. SGIQ shall not be liable for any damages arising from your use of the Website.

8. Termination

SGIQ reserves the right to terminate or suspend your access to the Website at its sole discretion, without notice, if you violate any terms of this Agreement.

9. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles.

10. Contact Information

If you have any questions about this Agreement, please contact us at:

SGIQ Business Strategies –  info@sgiq.ai

By using www.sgiq.ai, you acknowledge that you have read and understood this Agreement and agree to be bound by its terms.